Does your Medicare Advantage (Medicare Part C) plan include any Over the Counter (OTC) benefits? Today, many Medicare Advantage plans include OTC.

What are Over the Counter (OTC) Benefits?

Some insurance carriers have added an allowance for over-the-counter medications attached to their Medicare Advantage plans. Typically, this will be a predetermined dollar amount (this can vary greatly depending on your carrier and plan) given quarterly or monthly. Often, carriers will partner with a retailer(s) such as CVS, Walgreens, Walmart, Dollar General, etc., and you will be able to take advantage of your over-the-counter benefits there. Many also offer the option of ordering you over-the-counter medications online – saving you a trip to the store just like mail-in prescription drugs. Most carriers also provide a physical card so that you can shop your over-the-counter products with ease.

OTC Benefits You Might Be Missing Out On

Did you know that some carriers do not cover just prescription medications under their over-the-counter benefits? Your plan may also cover things like:

  • First-aid supplies
  • Vitamins
  • Allergy sprays and gels
  • Skin and sun care products
  • Pain relievers such as aspirin, Tylenol, etc.
  • Digestive aids
  • Healthy food items
  • Sinus products
  • Cold and flu products

Start taking advantage of these benefits today – visit your insurance provider’s website to find more information on your OTC benefits. As always, if you need help – contact a licensed representative here at Medicare Pathways. We are here to help!