Frequently Asked Questions
Find the answers to all of your Medicare questions.
The 5 Most Important Questions to Ask when You’re New to Medicare
What are the basics?For someone new to Medicare – it can be confusing. The Medicare program is complex and can be hard to navigate alone for someone just starting. First, familiarize yourself with the differences between Medicare and the health insurance coverage you...
What is the difference between Medicaid and Medicare?
What is Medicaid? Medicaid is a federal-state program that helps serve low-income people of every age that needs assistance. Medicaid usually covers no parts of costs for covered medical expenses for patients. You will sometimes be required to pay a small co-payment....
What Over the Counter Benefits Am I Not Using?
Does your Medicare Advantage (Medicare Part C) plan include any Over the Counter (OTC) benefits? Today, many Medicare Advantage plans include OTC. What are Over the Counter (OTC) Benefits? Some insurance carriers have added an allowance for over-the-counter...
Outdoor Activities to do This Summer
A beautiful way to spend time doing outdoor activities is by going outside in the fresh summer air. Going out promotes socializing from a safe distance and encourages light exercise. The summer offers a handful of outdoor activities that you can do while practicing...
10 Exercises to Help Improve Strength and Balance
Single-limb Stance - The single-limb stance starts by standing behind a steady chair that doesn't have wheels. You will hold onto the back of the chair. Once those steps are complete, lift up one of your feet and balance on the other. Hold this position for as long as...
10 Online Fitness Classes You Should Try Right Now
While most gyms are closed due to the coronavirus quarantine, it doesn’t mean you can’t exercise. Doing workouts from home has become the topic of discussion in recent months. The ability to have access to fitness training programs online has opened up many...
Facts about Stress Psychologists Need You to Stop Believing
Stress is something you can put off managing – Unfortunately, stress can not wait for us to have time to handle it. “In my practice, I work with a considerable number of high-functioning professionals, and I have now come to expect them to commit to taking care of...
Do I need Dental Coverage?
Dental insurance is an excellent supplement to your current health insurance coverage, and to ensure you fill in the gaps left behind by Original Medicare Part A & Part B. dental plans usually cover between 20% and 80% of your billed services. For example, let’s...
14 Crucial Things You Should Have in Your Home Emergency Kit
Outlet-free chargers - As long as you’re prepared, smartphones and laptops will still work when the power is out. Juiced-up portable batteries or small generators will keep you in touch with loved ones and with any emergency updates. “The Internet can be surprisingly...
Fun Indoor Activities and Hobby Ideas during Quarantine
There are many reasons active and healthy people may not be able to be out and about in their communities. With the uncertainties surrounding the coronavirus, many areas are modifying their “Stay at Home” orders to be “Safer at Home” orders. We’ve collected some fun...
Celebrating Memorial Day While at Home
Wanting to celebrate Memorial Day this year without traveling? We've compiled a list of special activities to ensure you and your household can turn the holiday into a memorable staycation! Here are ways to turn your long weekend into more than just a streaming movie...
I have a Medicare Advantage Plan. Do I still need to pay my Part B premium?
I have a Medicare Advantage Plan. Do I still need to pay my Part B premium? Whether you enroll in a Medicare Advantage (Medicare Part C), or you plan to keep Original Medicare Part A and Part B, and purchase a Medicare Supplement plan, you are still required to pay...
What’s the difference between a Medicare Supplement (Medigap) plan and a Medicare Advantage (Part C) Plan?
What’s the difference between a Medicare Supplement (Medigap) plan and a Medicare Advantage (Part C) Plan? After you have become eligible, you have multiple options when it comes to enrolling in a Medicare Health Plan. You have many options and considerations to make...
I have Medicare, why do I need another insurance plan?
I have Medicare, why do I need another insurance plan? There are many options when it comes to how you receive your Medicare benefits. If you have enrolled in Original Medicare Part A and Part B, you may have questions about your other options. Original...
Why is Medicare Plan G cheaper than Plan F?
Why is Medicare Plan G cheaper than Plan F? Medicare Supplement (Medigap) Insurance Plan F and Medicare Supplement Insurance Plan G offer more benefits than most of the other types of Medicare Supplement Insurance (also known as Medigap policies) plans available....
Will Medicare Pay to Replace Durable Medical Equipment (DME)?
Will Medicare Pay to Replace Durable Medical Equipment (DME)? Medicare will generally pay to replace durable medical equipment that you rent or own at any time if it is lost, stolen, or damaged beyond repair in an accident or natural disaster. However, you must have...
Why do I need Medicare Part B? Why do I need Medicare Part D?
Why do I need Medicare Part B? Why do I need Medicare Part D? Congratulations, now that you have enrolled in Original Medicare and you’re beginning to explore your options, you’re likely to have many questions regarding coverage gaps, prescription drugs, and other...
Things an Attorney Can Do to Help Family Caregivers
Things an Attorney Can Do to Help Family Caregivers If you’re a caregiver for your parent, a spouse, or a loved one, an attorney can help you and your family navigate the legal landscape of aging. For example, an Elder Law Attorney works primarily with individuals...