Frequently Asked Questions

Find the answers to all of your Medicare questions.
Does Medicare Cover Hospice Care?

Does Medicare Cover Hospice Care?

Medicare offers a hospice benefit to beneficiaries who have terminal illnesses, allowing them to receive palliative, quality, end-of-life care. What type of care is covered? Medicare covers a good variety of hospice services, equipment, and medications, such as:...

What SNF Benefits Does Medicare Cover?

What SNF Benefits Does Medicare Cover?

If someone is ready to leave a hospital stay but not quite ready to be sent home, they might be transferred to a skilled nursing facility (SNF). Skilled nursing facilities provide 24-hour medical care to patients. Medicare Part A covers skilled nursing care, but for a...

How Do I Know if I Qualify for Equitable Relief?

How Do I Know if I Qualify for Equitable Relief?

Equitable relief allows you to request the following from the SSA (Social Security Administration).   Immediate Medicare enrollment  Retroactive Medicare Enrollment  Elimination Your Medicare Part B late enrollment penalty (LEP)  To request this, you must have failed...

What are the Medicare Part B Late Enrollment Penalties?

What are the Medicare Part B Late Enrollment Penalties?

Unless you have insurance based on you or your spouse’s current job or are eligible for a Medicare Savings Program (MSP), you will have to pay a 10% Medicare Part B premium penalty for each 12 months you are not enrolled in Medicare Part B. In most cases, you will pay...

How Medicare Works with Railroad Retirement Benefits

How Medicare Works with Railroad Retirement Benefits

Typically, you are eligible for Medicare if you are eligible for Social Security benefits or Railroad Retirement benefits. However, there are a few significant differences to notes if you enroll in Medicare as a retired railroad worker. Your enrollment into Medicare...

Should I Enroll in Part D?

Should I Enroll in Part D?

Do not dismiss the idea of enrolling into a Medicare Part D plan right away because you currently have adequate coverage or do not take any prescription drugs. Weigh the options and consequences before not enrolling – or it could cost you more in the long run. Do I...

What You Need to Know about Low Income Assistance Programs

What You Need to Know about Low Income Assistance Programs

The United States of America has many benefit programs for individuals and families with low income. We are here to help guide you through each program. The Low-Income Assistance Programs that you are eligible for can include receiving medical insurance, a tax credit...

What is the difference between Medicaid and Medicare?

What is the difference between Medicaid and Medicare?

What is Medicaid? Medicaid is a federal-state program that helps serve low-income people of every age that needs assistance. Medicaid usually covers no parts of costs for covered medical expenses for patients. You will sometimes be required to pay a small co-payment....

What Over the Counter Benefits Am I Not Using?

What Over the Counter Benefits Am I Not Using?

Does your Medicare Advantage (Medicare Part C) plan include any Over the Counter (OTC) benefits? Today, many Medicare Advantage plans include OTC. What are Over the Counter (OTC) Benefits? Some insurance carriers have added an allowance for over-the-counter...

Outdoor Activities to do This Summer

A beautiful way to spend time doing outdoor activities is by going outside in the fresh summer air. Going out promotes socializing from a safe distance and encourages light exercise. The summer offers a handful of outdoor activities that you can do while practicing...

10 Exercises to Help Improve Strength and Balance

Single-limb Stance - The single-limb stance starts by standing behind a steady chair that doesn't have wheels. You will hold onto the back of the chair. Once those steps are complete, lift up one of your feet and balance on the other. Hold this position for as long as...

10 Online Fitness Classes You Should Try Right Now

While most gyms are closed due to the coronavirus quarantine, it doesn’t mean you can’t exercise. Doing workouts from home has become the topic of discussion in recent months. The ability to have access to fitness training programs online has opened up many...

Facts about Stress Psychologists Need You to Stop Believing

Stress is something you can put off managing – Unfortunately, stress can not wait for us to have time to handle it. “In my practice, I work with a considerable number of high-functioning professionals, and I have now come to expect them to commit to taking care of...

Do I need Dental Coverage?

Dental insurance is an excellent supplement to your current health insurance coverage, and to ensure you fill in the gaps left behind by Original Medicare Part A & Part B. dental plans usually cover between 20%  and 80% of your billed services. For example, let’s...