When you turn 65, you become eligible for Medicare if you:

  1. You either receive or qualify for Social Security retirement cash benefits


  1. You currently reside in the United States and are either
    1. A U.S. citizen or
    2. A permanent U.S. resident who has lived in the U.S. continuously for five years prior to applying

How you enroll at age 65 depends on whether or not you are already receiving Social Security retirement benefits or Railroad Retirement benefits.

How much you have to pay for your Medicare coverage depends on your work history (if and how long you have paid Medicare taxes). Everyone has to pay a monthly premium for their medical insurance (Part B). Most people with Medicare get their hospital insurance (Part A) premium-free.

For questions regarding Medicare eligibility, contact Medicare Pathways for further assistance: 866-466-9118. We can guide you in the right direction for Original Medicare, as well as additional Medicare Health Plans that meet both your financial and medical needs.